Mortgage Delinquency/Foreclosure Assistance Program
In Pennsylvania, most homeowners are eligible for assistance if their mortgage becomes 60 days delinquent and they can show that the delinquency was caused through no fault of their own (job loss, divorce, illness, etc.). Under the program, mortgage lenders are required by law to mail an ACT 91 notice to the delinquent homeowner. The homeowner must then make an appointment to come to our office within 30 days of receipt of the notice. Once a counseling session is completed, a temporary hold is placed on the foreclosure proceedings.